You didn't farm for 40 years to hand a third of it to the IRS
Most farm families will. Because their financial advisor has never set foot on a farm. Harvesting Tomorrow was written to change that.
First 50 orders include all of the bonuses
A Farmer’s Guide to a Prosperous Retirement
Harvesting Tomorrow
In his book, Zach covers:
Tax strategy: Built for how farm income works, not how a paycheck works.
Investments: How to diversify beyond the land and why it matters.
Succession planning: The tools, and how to have the conversation before it becomes a crisis.
Income: A coordinated plan for the years after the operation stops.
Identity: Most retirement books skip this part entirely. Farming is not what you do. It is who you are.
First 50 orders include these bonuses...
Physical copy
120 pages of farming-specific retirement strategy. Every trap, every tool, and every decision farming families face.
Digital version
The full book on any device, available the moment you order. Start reading today while the physical copy is on its way.
Audio version
Every chapter, fully narrated. Built for the hours you already spend in the cab, the truck, or the field.
Top 10 farm retirement mistakes
The most common and most costly mistakes farm families make on the way to retirement. One page. Worth sharing with every farmer you know.
VIP access to the launch event
A 45-minute virtual conversation with Zach Gray and John Savarino on June 11. The book, the traps, the plan. Free with your order.
MEET THE AUTHOR
Zach Gray, CRPC®, LACP
Founder and CEO, Rooted Wealth Advisors
Zach has always believed in planting deep roots in everything he’s done, remaining committed long enough and working hard enough to watch his endeavors flourish over time. But for Zach, planting deep roots goes even further than commitment and hard work; it’s about staying true to his values and developing deep connections with the people in his life. Zach Gray grew up working the fields and raising cattle, giving him a deep respect for the grit and pride of the farming community. That heart for agriculture drives his passion for helping farmers protect their legacy and confidently plan for the future.
As an advisor, planting deep roots means providing his clients with customized financial advice and building a tailored, grounded, solid plan that helps protect their assets and grow what is most valuable to them and their families. It also means deeply valuing the connection he builds with his clients and their families, as an extension of his own.
Zach passed the Series 6, 63 and 65 securities exams and holds insurance licenses in multiple states. He earned his Chartered Retirement Planning Counselor (CRPC®) designation from the College of Financial Planning, as well as the Life and Annuity Certified Professional (LACP) designation.
In addition to his new book “Harvesting Tomorrow: A Farmer’s Guide to a Prosperous Retirement,” you can check Zach out on YouTube, local television and the “Digging In” podcast.
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